Comment about the Scrapbook Rewards Visa Card – Not Recommended

At the end of January this year, I wrote a post about a collaboration between Scrapbook Rewards and Visa and it seems that one of our readers, September Whisenant had a bad experience with this:

I signed up for this card at the Great American Scrapbook Convention because they were offering a box of scrapbooking supplies as an incentive to apply. They said I would receive my free supplies within 2 to 3 weeks of my application. Well, here it is two months later and I have not received the promised supplies and I am getting the run around from Customer Service. Their latest tactic is to say that they will research it. I was not made aware the $100 limit on the purchase of scrapbook supplies until after I received my card. Anything you spend over $100 does not earn any reward. Also, whether you receive the 4% reward is dependent on how that particular vendor is coded. So you might buy scrapbooking supplies but if the store you bought it from is not coded as a scrapbook supplier you will not receive the 4% but one of the lower rates which go as low as .25%, yes, that’s right, only one quarter of a percent. I have found that none of the digital scrapbooking sights I buy from are coded as scrapbooking so I am not receiving the 4% on any of those purchases. So I definitely would not recommend this card.

This is only one comment I received about their experience that I thought is worth featuring for others who are thinking of availing this. If you have a positive experience about the Scrapbook Rewards Visa, I’d love to hear from you too