Create A Home Inventory
May 28, 2008 by Jennifer Chait
Filed under Home & Living
Why create a home inventory: Fires and thieves unfortunately do happen.
But I rent!: You can still make an inventory. I have renter’s insurance, and they asked for a simple list inventory, but I made a better digital camera inventory. You never know with those pesky insurance folks. No offense to any insurance folks, but believe me, I’ve has some challenges with a few, and you do want to be able to prove you have what you have.
Choices:
Notebook & camera: Use a notebook and write down everything of any monetary value. If you have renters or home insurance, they likely gave you a good checklist. If you didn’t get one, go room by room. As you go, take photos of everything you write down. Be sure the photo is clear and shows the whole item. 1/2 of a stereo system won’t fly. Get doubles made of your photos. After you develop the pictures keep one set with your notebook, and one somewhere else, like your best friend’s house or your sister’s home.
Computer & disc: Instead of writing your list, type it up and store it on your computer You should include pictures too. If you don’t know where to start, snag an inventory program like the one at KnowYourStuff.org and get going. Make sure you keep a copy downloaded elsewhere in case your computer dies, or is hurt in a home accident.
Camera & disc: You should still write everything down for your insurance company, but the pictures can stay on your camera (if you have room), or you can download them to a disc. Like the photo system above, keep one copy with your office items, and one elsewhere.
Video camera: Dictate as you walk through your house. Note any items of value. Download one copy to your computer, and send one to a friend. No YouTube 
I keep an excel file with serial numbers and digital pictures of each item and a picture of it’s serial number plate. I use this for insurance purposes but I’ve also used it before my household goods were packed up and shipped across the country so I could account for everything on the other side.
Another place to save the digital file could be on your website. It doesn’t have to be public and you can .htaccess the folder.
N&J I like making a home move inventory – although, I really only jot down the stuff I care a whole lot about. It’s a nice tip though, especially if you have items worth a decent amount.
Lisa – that could work. I don’t trust my server that much – I’ve seen people lose everything off their websites. However it’s a good idea if you have your list elsewhere as well.