Are you an average American? Have $10,000 in credit card debt and no money in your savings account? Is your New Year’s Resolution to get off the futile never-ending minimum payment treadmill. It may be time for Dave Ramsey’s Financial Peace University.
It’s a series of 13 classes in churches and community centers around the country. You meet in a group to watch these hilariously entertaining videos about money – can you believe math and finance is interesting and funny?
Then you interact with a group getting moral support. You know, sharing a goal with like-minded people can help you keep …read more

My 2008 resolution is to become compulsively anal retentive.
I wish I had your organizational gene, I recently told my mother. Now that I’m in my mid-30s I’m experimenting with admitting my mother was right about a few things. It hurts a little, but I’m hoping the emotional growth will reap some rewards.
I don’t have that gene. I realized I had a severe lack in that area so I majored in it in college [home making] to develop it, she responded.
So, now I have something worth cleaning and organizing (my new house) and enough space for everything to have a place, …read more