This great post over at FemChat highlights the need for folks in their 20s and 30s to start saving for retirement.
Author Michelle Schafer says,
I don’t understand everything there is to know about investments, but I do know this: You need to start saving early and the longer you keep saving, the more money you’ll make over the long term. Maybe Social Security will be there for us (at least if IWPR where I work now, has anything to say about it) but Social Security was never meant to be a complete retirement package—it’s supposed to be combined with employer pensions …read more

What better time to take charge of your financial health than the beginning of a brand new year? January is a perfect time to pull your credit report, dispute errors and derogatory information, and create a budget and financial goals for 2007.
After a visit with my lender this evening, I’ve decided that it’s time for me to enlist the services of a professional financial planner. I’m newly married, self-employed, and a student, and frankly I could use all the help I can get–especially with all of the changes coming up in the next few months. (More on …read more