If you’re sane you’re in a near-panic over the flipping Christmas ornaments dotting the shelves of your local haunts.
Halloween has a few more days to arrive, but the Christmas push to buy more stuff is already making the national blood pressure rise.
Maybe my Boycott Christmas in June idea didn’t seem reasonable. But, now that it’s November, I’m thinking you might be considering a part-time job or scratching some extended relatives off the list.
Might I recommend a budgeting technique that will make sure you don’t end up doing the big recover from Christmas through March?
Write down the income you expect to get through January …read more

In Chapter 1 of Women & Money: Owning the Power to Control Your Destiny, Suze Orman brings up a very relevant point about the evolution of women’s work. We work now, but come from a social paradigm where working and having money is new. If you think in a historical context women have never had money of our own because we weren’t allowed to work. We kept house. Husbands and fathers kept us. Obviously things have changed and now we have access to an empowering amount of our own money.
But, she says that we haven’t yet learned what to do …read more