Unlike most of America – we have no car payments.

And we love it.

We keep an emergency fund of $1,000 for car repairs. And we use it. Lately we use it a lot.

Over the summer we drained it – more than once. Lately, we’ve been replacing batteries, alternators, air conditioning compressors, starters in our old 1990s wheels.

We accepted there will be no more air conditioning in our van and Thank the Good Lord winter is coming cause 103 East Texas heat and humidity is like unto hell.

Our second commuter car kept dying for no reason. We don’t know the reason and …read more