My DH is disabled and I am not far behind altho I do some part-time work – I’d love to know how to keep a better budget and what files to keep and what to toss. I’d love to learn how to start to get some of our debt down. We live very simply & don’t have too much but with a son in college and a grandchild on the way & with our health issues… it’s a challenge. Thanks again for the chance!!

Thanks for the giveaway!

I would be such a blessing for us to win something like this. My husband and I have been through so much in the last year (the first year of our marriage) and have found ourself deeply in debt due to poor decisions as well as the need to move to a new state due to family problems in both our families. Through job loss and job changes we have lost a good chunk of our income and are currently having to decide how much of our utility bills we can afford to pay in order to pay our credit card bills (can’t afford the late fees). Our credit has pretty much been ruined and we have a lot of school loan debt that is going to start coming due soon. This would be such a blessing, as I said earlier.