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Saturday, December 19th, 2009

Thrifty Mommy

Is Baby Life Insurance Necessary?

March 18, 2009 by Jennifer Chait  
Filed under Baby Savings, Kid Stuff

Is Baby Life Insurance Necessary?

In a word – NO.
In many more words, here’s the problem with baby life insurance…
According to Smart Money and Consumer Reports life insurance for a newborn makes little to no financial sense unless your little one happens to be the sole bread winner in the family. Obviously this is rare unless your tot is big time Hollywood, so skip that insurance.

In the Smart Money piece, an actuary with the consumer advocacy group Consumer Federation of America, notes that baby life insurance is not only unnecessary but that, “It’s never a good idea.“
Why you don’t need baby life insurance:

The main reason …read more

Five items that your baby will NEVER need and one he will

July 13, 2008 by Jennifer Chait  
Filed under Baby Savings

Five items that your baby will NEVER need and one he will

Save money and don’t ever buy the following for your new baby…

Diaper wipe warmer! Seriously people. Your baby can take the cold wipes.
Walker – most aren’t consider safe, and a walker can actually halt natural walking abilities.
A baby lamp in the nursery: Frankly, I’m sort of against pastel animals and baby bottle decals of any kind in a baby’s room. If your baby won’t think an item is cool after the age of two, it’s a waste of money to put it in the nursery. Buy a real lamp.
Baby comforter: Your baby shouldn’t be sleeping with a comforter, it’s not …read more


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