In case you missed Dave Ramsey’s Town Hall for Hope broadcast (or if you’d like to see it again), you can watch it for free on Hulu. 

Here’s a few things I tweeted or heard Dave say during the event:

When things are going well, we get a little sloppy.  We’ve become a bit sloppy. 
When things are going good any idiot could make it.  Even a turkey can fly in a tornado.  Stupidity has been officially stress tested.
When the tide goes out you can tell who was skinny dipping.
Fear is not a Fruit of the Spirit.
Bush decided to bailout stupidity and then the …read more

Yesterday I told you about Dave Ramsey’s envelope system which helps budget your money so that you don’t overspend.  I’ve been thinking more about budgets and realize this is a subject that needs to be addressed and it’s also an area in which I need improvement.
A study of Harvard graduates showed that those with with written goals achieve more than others.  Some words from Dave Ramsey:
Your budget is a written goal for your money.  People who win at anything have written goals.  Goals are what you are aiming at.  Your money won’t behave unless you tame it.  You need to have a …read more

As I’ve mentioned before, my husband and I have attended Dave Ramsey’s Financial Peace University classes at our church.  These classes were very beneficial to our finances, as well as our marriage.  Finally, we were on the same page financially and were both working toward paying off debt and saving.
One of Dave Ramsey’s tips for budgeting is to use an envelope system.  You simply make an envelope for every area spending which can include: groceries, gas, childcare, entertainment/eating out, clothing, and more.  The envelope system is a great way to keep you from spending more than you had allotted.  It …read more

Debt is not a tool; it is a method to make banks wealthy, not you.
Dave Ramsey

http://www.daveramsey.com/etc/newsletters/company/102408.cfm?ectid=cnl0810.3_05#1

If you’ve been here long, you’ll know I’m wild about Dave Ramsey’s Financial Peace University classes.  The classes helped to get our family on track financially and to pay off thousands of dollars in debt in just one year!
I was at Dave’s site today and saw that he is having a tremendous sale on a Starter Special.  The starter special includes:

The Total Money Makeover Book
Financial Peace Revisited
Dumping Debt Video – DVD
Cash Flow Planning Video – DVD
Financial Peace Software (available for PC users only – not MAC compatible)
Starter Envelope System

The Starter Special will show you how to:

Design a sure-fire plan for …read more

I’ve told you about the success my husband and I have had with paying off debt while following Dave Ramsey’s program.  You CAN do this too! 
Dave Ramsey’s site has a list of places in your area where his Financial Peace classes are being held.  All you have to do is type in your zip code to find out more information.  Click here for the Class Finder.
These classes are becoming more and more popular, as people are seeing the bondage that debt holds and that they can successfully follow this program.  I was amazed to find two upcoming classes where my parents live and seven …read more

Last year, I told you about the Financial Peace classes my husband and I were taking at church.  These classes helped my husband and I to get on the same page financially.  We both saw the bondage that debt had on our lives and ever since then we have worked hard to get out of debt.
It didn’t take long for my husband and I to start selling some of the things we had accumulated.  We’ve been married for over 10 years, so you can only imagine the hobbies, toys, and things we had collected.  One time a friend of ours …read more

It is no surprise that the media is putting fear into the hearts of voters during an election year. Dave Ramsey shows how the media is encouraging recession fear.

Some of you are working to become debt free. Financial peace is awesome!!!!! Not having to spread your money out trying to pay off debt really allows you to put money away, pay cash for purchases, and live like no one else.
Those rebate checks are coming out. What will you do with yours? I hope this will provide you with a little motivation.