Organize expenses with Consumer’s Almanac
August 28, 2009 by Jennifer Chait
Filed under family, finances, financial matters
The Consumer’s Almanac from the Federal Citizen Information Center of the U.S. General Services Administration is a useful and easy to use guide that can help you learn how to organize and track your expenses. The current online free version is from 2006, but the date is a moot point. These tips can be used by anyone now to get a budget in order.
Features of the Consumer Almanac:
How to create a basic budget including what to track, when to track it, and annual calender forms to track it on. Note, the calender templates are blank so you can fill …read more
How to start an emergency savings fund
May 10, 2009 by Jennifer Chait
Filed under saving money
With job uncertainty, health care costs rising, and all the ups and downs of life in general, a super smart move is to plan for and save for an emergency savings account. Here’s how to get going with an emergency saving plan for your family…
Figure out your spending habits: The first thing you’ll need to do is sit down and figure out how much you NEED per month for necessities, and secondly how much your family spends over that amount on a monthly basis. Come up with a final monthly figure you’re comfortable with. Some people are great about spending …read more
Five easy ways to save more money
January 3, 2009 by Jennifer Chait
Filed under save-money
Sometimes saving cash takes major willpower and crafty solutions. Other times, the savings are sitting there right in front of us…
Skip restaurant extras: If you eat out often, skip one or more of the following; beverages (except water), appetizers, desserts. All of these are usually ramped up price wise. While your meal may be a decent deal, it’s the extras that add up.
Buy off label everything, whenever possible: Easy to do. Sometimes people just need a nudge.
Reclaim your rebates: I’m really bad about this. If I do get a rebate I tend to forget about it OR I forget to …read more
A Penny Saved: How to Save Money with Little Money to Save
April 15, 2007 by Deborah Ng
Filed under General, finances
A common mistake many people make when trying to save money is to wait until they have enough cash to make a bank deposit. They feel it’s inconvenient to make a trip to the bank with under fifty or even one hundred dollars. The problem with this is that any extra money is temptation. Any time we have a few extra dollars in our wallets, we’re inclined to spend.
When I was 20 and living on my own, my existence was hand to mouth. I made a vow to deposit something, anything, with every paycheck. Sometimes after paying the bills, …read more
A Reminder on How Men Can Save on Their Expenses
Are you fed up blaming the economic crisis for your budget shortage? Do you think you’re doing all your best in saving money just to make both ends meet? Well, we found some helpful tips and advices on how you guys can save more without limiting too much of your pleasures in life.
You can start by dumping the impulsive attitude when it comes to buying. The reason why most of your paychecks are halfway gone already before you reach your home is because you tend to buy immediately without thinking twice first. Make sure that you really “need” it before …read more
