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Thursday, November 12th, 2009

Thrifty Mommy

Money for health care in retirement

September 3, 2009 by Jennifer Chait  
Filed under retirement, saving money

Money for health care in retirement

In a recent CNN, one couple’s needs (facing retirement and health cost issues) were tackled. Health-care costs in retirement can be substantial and should be a huge consideration of yours now, not later. Even if you have good health now circumstances can change, and if you do have health issues now than planning for the future can seem much harder.
In this recent money makeover, a couple Jim and Cindy, are trying to plan for retirement and figure in the costs of dealing with Jim’s Type 1 diabetes and the risks associated with this disease, and Cindy’s Crohn’s disease, an intestinal …read more

Dave Ramsey on Zero-Based Budgeting

March 26, 2009 by Karen Weideman  
Filed under budget, finances, financial matters

Dave Ramsey on Zero-Based Budgeting

Yesterday I told you about Dave Ramsey’s envelope system which helps budget your money so that you don’t overspend.  I’ve been thinking more about budgets and realize this is a subject that needs to be addressed and it’s also an area in which I need improvement.
A study of Harvard graduates showed that those with with written goals achieve more than others.  Some words from Dave Ramsey:
Your budget is a written goal for your money.  People who win at anything have written goals.  Goals are what you are aiming at.  Your money won’t behave unless you tame it.  You need to have a …read more

Dave Ramsey Changed My Life

June 12, 2008 by Karen Weideman  
Filed under financial matters, saving money

Dave Ramsey Changed My Life

Last year, I told you about the Financial Peace classes my husband and I were taking at church.  These classes helped my husband and I to get on the same page financially.  We both saw the bondage that debt had on our lives and ever since then we have worked hard to get out of debt.
It didn’t take long for my husband and I to start selling some of the things we had accumulated.  We’ve been married for over 10 years, so you can only imagine the hobbies, toys, and things we had collected.  One time a friend of ours …read more


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