Happy December! December is not only a harder month for most families budget-wise (because of the holidays) but it’s also a weird month for deals, especially this year. For example, products usually can be somewhat inflated during the start of the month but the week or two before Christmas retailers freak out, snap, and place everything on sale. However, this year some experts note that buying early may be the key to better December and holiday savings. Timing is a big deal in order to score optimum December deals.Following are some good deals and steals for December… Cashmere and leather …read more

Happy November all. Now is the time most people really start to panic about the holiday budget – there’s meals, gifts, and plenty of extra events to figure in and it can be scary. Still, there are plenty of good deals to be had in November. Such as…

TOYS: Many of the mass market retailers put stuff on sale now, not in December as you might expect so that they can one, see how much interest there is in a specific popular toy, and two, clear the shelves for last minute holiday toy stocking.
HEALTH INSURANCE: Health insurance is usually hitting open …read more

October kicks off the major holiday season so saving money become super important. It’s much better to start of the holidays with cash to spare. Here are some good October deals…

Plants, trees, and gardening supplies continue to go down in price during October. People aren’t buying as many gardening items including plants, so nursery and home improvement stores sell this gear for less.
The last of those school supplies and calendars for the school year go on sale big time. Take a look at the clearance racks at any office store for amazing sales on this sort of gear.
Vacations usually go …read more

I hope everyone had a safe and calm New Year’s Eve. Now it’s time to think about saving money in the upcoming year; starting of course, with January…
Winter textile and fashion goods – think items like winter coats, sweaters, electric blankets, and long johns. Not that I think you’re all rushing out to buy long johns, but you get the idea. End of winter goods are going on sale right now to pave the way for spring fashion and textiles.
Furniture – Most of the big time money research guides note that January is the best time ever to purchase furniture. …read more

Happy December thrifty people. December is an oddball month for savings. You’ve got the first half of the month, where everything is seemingly inflated. Then about a week before Christmas retailers get nutty and jittery and lower prices on everything.
So, refrain early in the month from many purchases then around the 15th – buy pre post-holiday anything (almost). But, since I’m hoping you don’t go spend happy, here are some extra good December deals…
Cashmere and leather – while I don’t personally think buying leather is very ethical, it is usually on sale in early December, so if leather is your …read more

I read once that on average, the typical person gathers about $400 in change each year. That’s if the person spends only cash and then puts all their coins into a jar. With the prevalent use of debt and check cards, cash seems to be out of style. However, what you can do with this information is use it to your advantage.
IF the average person can save up $400 in change, and you consider yourself an average indiviual, than you can afford to put $400 away each year into something.
Each year use $400 to….

Pay off some credit.
Add to a college …read more

Happy November thrifty people. Let’s see what’s cool (and less expensive) to to purchase in November. PS my birthday is this month, so it’s a good month for my pals to shop – Just kidding.
Toys are a great November buy, with stores gearing up for holiday purchase, they lower prices – right now. Wait too long, and you’ll be paying last minute holiday toy prices.
Health insurance is usually open enrollment during November. That also means if you already have a plan it’s a good time to fine tune it, change options, or make other changes. One good bet …read more

Happy October everyone. October is the time to buy… Pumpkins of course, but there are some other early autumn deals to be aware of as well.

Theme parks and other vacation spots:
Theme park and other holiday locations are well priced in October because kids just got back in the swing of school, the weather is cooling, the holidays are upon us, and people simply aren’t flying in droves to fun theme park vacations. But if you can take some time off, this is a good time to go visit say, Disney World. You’ll save loads on discounted package deals. Also, you …read more