Happy December! December is not only a harder month for most families budget-wise (because of the holidays) but it’s also a weird month for deals, especially this year. For example, products usually can be somewhat inflated during the start of the month but the week or two before Christmas retailers freak out, snap, and place everything on sale. However, this year some experts note that buying early may be the key to better December and holiday savings. Timing is a big deal in order to score optimum December deals.Following are some good deals and steals for December… Cashmere and leather …read more

Toys, especially if you have more than one child, can take a big hit out of your December budget. However, there are some ways to save, for example…
Set limits – at the start, before you shop set a price range or number range and stick to it. Kids don’t need a million toys. In fact most kids are probably happier with one nice item they truly adore and want and a couple of small gifts than 15 presents that mean little. To that end, ask your kids about what they really want this year.

Play it safe – easy to break, …read more

Happy November all. Now is the time most people really start to panic about the holiday budget – there’s meals, gifts, and plenty of extra events to figure in and it can be scary. Still, there are plenty of good deals to be had in November. Such as…

TOYS: Many of the mass market retailers put stuff on sale now, not in December as you might expect so that they can one, see how much interest there is in a specific popular toy, and two, clear the shelves for last minute holiday toy stocking.
HEALTH INSURANCE: Health insurance is usually hitting open …read more

I hope everyone had a safe and calm New Year’s Eve. Now it’s time to think about saving money in the upcoming year; starting of course, with January…
Winter textile and fashion goods – think items like winter coats, sweaters, electric blankets, and long johns. Not that I think you’re all rushing out to buy long johns, but you get the idea. End of winter goods are going on sale right now to pave the way for spring fashion and textiles.
Furniture – Most of the big time money research guides note that January is the best time ever to purchase furniture. …read more

Happy December thrifty people. December is an oddball month for savings. You’ve got the first half of the month, where everything is seemingly inflated. Then about a week before Christmas retailers get nutty and jittery and lower prices on everything.
So, refrain early in the month from many purchases then around the 15th – buy pre post-holiday anything (almost). But, since I’m hoping you don’t go spend happy, here are some extra good December deals…
Cashmere and leather – while I don’t personally think buying leather is very ethical, it is usually on sale in early December, so if leather is your …read more

Happy November thrifty people. Let’s see what’s cool (and less expensive) to to purchase in November. PS my birthday is this month, so it’s a good month for my pals to shop – Just kidding.
Toys are a great November buy, with stores gearing up for holiday purchase, they lower prices – right now. Wait too long, and you’ll be paying last minute holiday toy prices.
Health insurance is usually open enrollment during November. That also means if you already have a plan it’s a good time to fine tune it, change options, or make other changes. One good bet …read more