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Tuesday, December 22nd, 2009

Thrifty Mommy

Yearly tracking tips for your finances

May 19, 2009 by Jennifer Chait  
Filed under finances, financial matters

Yearly tracking tips for your finances

Annually there are some specific tasks you should be doing when it comes to your finances. You can break your basic financial tasks down into easy monthly chunks.

Monthly: (Note – I actually do many of these tasks on a daily or weekly basis, depending on the task, however, at the very least do the following once a month).

You should balance your checkbook at least once.
Check your bank statements for errors.
Sort bills and pay them. Then decide which bills to keep (see below).
Sort your bills to keep into a folder, file cabinet, or other sort of safe-keeping system.

Every 3-6 months: …read more

Hard Rules for Emotional Spenders

Hard Rules for Emotional Spenders

Emotional spenders may shop, not when they need an item, or even when they particularly want an item, but they do shop when they feel loved, unloved, bored, tired, agitated, happy, depressed, or some other mood. Emotional shopping is addictive for some, and can allow a person to feel a nice little high. But we all know emotional shopping is not truly ok. It’s not shopping based on real need.
If you have some issues with emotional shopping, the best thing to do is to create some hard and fast rules to abide by. You can try the following:
Leave the credit …read more


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