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	<title>Thrifty Mommy &#187; tutorial</title>
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	<link>http://www.blisstree.com/thriftymommy</link>
	<description>Time and Money Saving Tips from Thrifty Mommy</description>
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		<title>Using an Envelope System for Budgeting</title>
		<link>http://www.blisstree.com/thriftymommy/using-an-envelope-system-for-budgeting/</link>
		<comments>http://www.blisstree.com/thriftymommy/using-an-envelope-system-for-budgeting/#comments</comments>
		<pubDate>Wed, 25 Mar 2009 12:34:54 +0000</pubDate>
		<dc:creator>Karen Weideman</dc:creator>
				<category><![CDATA[budget]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[financial matters]]></category>
		<category><![CDATA[Dave-Ramsey]]></category>
		<category><![CDATA[envelope]]></category>
		<category><![CDATA[envelope system]]></category>
		<category><![CDATA[tutorial]]></category>
		<category><![CDATA[video]]></category>

		<guid isPermaLink="false">http://www.blisstree.com/thriftymommy/?p=5608</guid>
		<description><![CDATA[As I&#8217;ve mentioned before, my husband and I have attended Dave Ramsey&#8217;s Financial Peace University classes at our church.  These classes were very beneficial to our finances, as well as our marriage.  Finally, we were on the same page financially and were both working toward paying off debt and saving.
One of Dave Ramsey&#8217;s tips for budgeting is to use an envelope system.  You simply make an envelope for every area spending which can include: groceries, gas, childcare, entertainment/eating out, clothing, and more.  The envelope system is a great way to keep you from spending more than you had allotted.  It [...]<p>Post from: <a href="http://www.blisstree.com/thriftymommy">Thrifty Mommy</a></p>
]]></description>
			<content:encoded><![CDATA[<p>As I&#8217;ve mentioned before, my husband and I have attended Dave Ramsey&#8217;s <a href="http://www.blisstree.com/thriftymommy/dave-ramsey-changed-my-life/" target="_blank">Financial Peace University</a> classes at our church.  These classes were very beneficial to our finances, as well as our marriage.  Finally, we were on the same page financially and were both working toward paying off debt and saving.</p>
<p>One of Dave Ramsey&#8217;s tips for budgeting is to use an <strong>envelope system</strong>.  You simply make an envelope for every area spending which can include: groceries, gas, childcare, entertainment/eating out, clothing, and more.  The envelope system is a great way to keep you from spending more than you had allotted.  It may take a few pay periods to find the right amount for each category.</p>
<p><a href="http://www.ncnblog.com" target="_blank">No Credit Needed</a> has posted a great envelope tutorial on youtube.  Check it out.</p>
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<p>Are any of you using the envelope system?</p>
<p><img class="alignleft size-full wp-image-5451" src="http://www.blisstree.com/thriftymommy/files/2009/03/karen-signature.jpg" alt="karen-signature-2009" /></p>
<p>Post from: <a href="http://www.blisstree.com/thriftymommy">Thrifty Mommy</a></p>
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		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>How to Make Your Own Maternity Jeans</title>
		<link>http://www.blisstree.com/thriftymommy/how-to-make-your-own-maternity-jeans/</link>
		<comments>http://www.blisstree.com/thriftymommy/how-to-make-your-own-maternity-jeans/#comments</comments>
		<pubDate>Mon, 23 Feb 2009 10:36:48 +0000</pubDate>
		<dc:creator>Karen Weideman</dc:creator>
				<category><![CDATA[clothes]]></category>
		<category><![CDATA[DIY]]></category>
		<category><![CDATA[frugal]]></category>
		<category><![CDATA[handmade]]></category>
		<category><![CDATA[instructions]]></category>
		<category><![CDATA[maternity]]></category>
		<category><![CDATA[maternity-clothes]]></category>
		<category><![CDATA[pregnancy]]></category>
		<category><![CDATA[thrifty]]></category>
		<category><![CDATA[tutorial]]></category>

		<guid isPermaLink="false">http://www.thriftymommy.com/?p=3775</guid>
		<description><![CDATA[I saw this tutorial this week and of course I thought of Kelly.  Poor thing is small and petite and is having a hard time finding maternity jeans that fit.  Kelly, maybe you and the other pregnant ladies can give this a try.  This is a much more frugal choice for maternity clothes!
How to Make Maternity Jeans Using Regular Jeans and a T-shirt &#8211; More DIY How To Projects
Post from: Thrifty Mommy
<p>Post from: <a href="http://www.blisstree.com/thriftymommy">Thrifty Mommy</a></p>
]]></description>
			<content:encoded><![CDATA[<p>I saw this tutorial this week and of course I thought of Kelly.  Poor thing is small and petite and is having a hard time finding <strong>maternity jeans</strong> that fit.  Kelly, maybe you and the other pregnant ladies can give this a try.  This is a much more <strong>frugal</strong> choice for maternity clothes!</p>
<p><object width="425" height="425" align="middle"><param name="movie" value="http://www.instructables.com/static/flash/viewer.swf"></param><param name="quality" value="high"></param><param name="wmode" value="transparent"></param><param name="FlashVars" value="title=How_to_Make_Maternity_Jeans_Using_Regular_Jeans_an"></param><embed src="http://www.instructables.com/static/flash/viewer.swf" quality="high" bgcolor="#ffffff" width="425" height="425" align="middle" allowScriptAccess="always" wmode="transparent" FlashVars="title=How_to_Make_Maternity_Jeans_Using_Regular_Jeans_an" type="application/x-shockwave-flash" pluginspage="http://www.macromedia.com/go/getflashplayer"></embed></object><br /><font size="1"><a href="http://www.instructables.com/id/How_to_Make_Maternity_Jeans_Using_Regular_Jeans_an/">How to Make Maternity Jeans Using Regular Jeans and a T-shirt</a> &#8211; <a href="http://www.instructables.com/">More DIY How To Projects</a></font></p>
<p>Post from: <a href="http://www.blisstree.com/thriftymommy">Thrifty Mommy</a></p>
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		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>A Thrifty Use for Rags</title>
		<link>http://www.blisstree.com/thriftymommy/a-thrifty-use-for-rags/</link>
		<comments>http://www.blisstree.com/thriftymommy/a-thrifty-use-for-rags/#comments</comments>
		<pubDate>Sun, 15 Apr 2007 07:37:28 +0000</pubDate>
		<dc:creator>Karen Weideman</dc:creator>
				<category><![CDATA[craft ideas]]></category>
		<category><![CDATA[frugal living]]></category>
		<category><![CDATA[crochet]]></category>
		<category><![CDATA[rag-rug]]></category>
		<category><![CDATA[rags]]></category>
		<category><![CDATA[thrifty]]></category>
		<category><![CDATA[tutorial]]></category>
		<category><![CDATA[vintage]]></category>

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		<description><![CDATA[I just spotted this rag rug tutorial at This Vintage Chica.  I love this kind of stuff.  I wish I knew how to crochet.  That can be on my to-do list for when I retire.  I&#8217;ll put it under learning how to play the guitar.   

Post from: Thrifty Mommy
<p>Post from: <a href="http://www.blisstree.com/thriftymommy">Thrifty Mommy</a></p>
]]></description>
			<content:encoded><![CDATA[<p>I just spotted this rag rug tutorial at <a target="_blank" href="http://vintagechica.typepad.com/the_life_and_times_of_thi/2006/10/rag_rug_tutoria.html" title="The Vintage Chica">This Vintage Chica</a>.  I love this kind of stuff.  I wish I knew how to crochet.  That can be on my to-do list for when I retire.  I&#8217;ll put it under learning how to play the guitar.  <img src='http://www.blisstree.com/thriftymommy/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
<p><a href="http://www.blisstree.com/thriftymommy/files/2007/04/rag-rug.bmp" title="rag rug"><img src="http://www.blisstree.com/thriftymommy/files/2007/04/rag-rug.bmp" alt="rag rug" /></a></p>
<p>Post from: <a href="http://www.blisstree.com/thriftymommy">Thrifty Mommy</a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.blisstree.com/thriftymommy/a-thrifty-use-for-rags/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
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