Dave Ramsey on Zero-Based Budgeting
March 26, 2009 by Karen Weideman
Filed under budget, finances, financial matters
Yesterday I told you about Dave Ramsey’s envelope system which helps budget your money so that you don’t overspend. I’ve been thinking more about budgets and realize this is a subject that needs to be addressed and it’s also an area in which I need improvement.
A study of Harvard graduates showed that those with with written goals achieve more than others. Some words from Dave Ramsey:
Your budget is a written goal for your money. People who win at anything have written goals. Goals are what you are aiming at. Your money won’t behave unless you tame it. You need to have a …read more
