Thrifty Without a Choice
September 20, 2008 by Karen Weideman
Filed under frugal living
There have been times in my life that I have been frugal because I have no other choice. When I was in college was a perfect example of that. There have also been times when I was frugal out of choice, which is most of the time. This comes from realizing and enjoying that by being thrifty my money can go further and I can do more things that I like to do.
Through the past few years, we have been incredibly frugal and it has paid off. We have paid off large amounts of debt and we are now living debt free. We have also moved and once our house sells, we will no longer have a house payment. We will be completely and totally debt free, including our house! I’m so excited!!!!!!
Now I’m in a place I’ve never been in before. I’m debt free, we now have two incomes, and I have nothing to spend my money on. Seriously, I live out in the boonies. We had to drive around for over 20 minutes trying to find somewhere for us to eat for my birthday. We finally found a fast food Japanese restaurant and it wasn’t good. I miss my favorite restaurants, that’s for sure!
I have been spending more than I’d like on buying things for the apartment. You know how it is when you first move. You need shower curtains, rugs, and other things that easily add up.
For now, since we don’t have many expenses I’m catching up on buying socks, underwear, and things like that. Now it’s time to look into some investment options.
Are you debt free? Trying to be debt free? What kinds of investments would you recommend?
we are within a year and a half of finishing our mortgage,we already have our sons education fund done so we will be in a good place.I think we have decided to invest in rental properties,the stock market doesn’t look like a safe option these days.
congratulations! i’m so impressed!
we have been discussing the plan where your husband worked two jobs and are considering it while our son is still young. we have way too much debt and would love to get out from under it!
We are just starting our TMMO and hope to be debt free (except for the house) by the end of 2009.
Congrats to you–that is so incredible!
I am so proud of you! You guys have worked very hard. Your only saving grace is that DH doesn’t have a place to put any cars
Kelly: You would flip out here. I know how much you like to eat out. There aren’t any restaurants. Well, there are if you include the fast food Chinese and the sandwich shop. lol