I am going to share an email with you that I got recently but keep this in mind.  If we, as women, can think so quickly and specifically to get what we want, why can’t we do the same thing so easily with saving money?  Saving money is simple.  Take it one step at a time.  Tune in tomorrow and I will explain in greater detail my latest money saving technique that saves me at least $20 a month to put towards Christmas.

Last week it was time to renew my license plate.  Once again, I got upset because it was going to cost me nearly $60 to renew my personalized tag. 
Each year, I go through this whole ordeal of how expensive it is, should I get one, if it’s worth the money, and all that stuff.  Then I pay the fee and don’t really think much about it until the next bills comes.  The cycle starts again.  lol
Last year, I was going to get rid of the tag.  I was convinced that it wasn’t worth the money, but then someone told me …read more

I am enjoying the frugal challenge Sautrdays.  Your challenge today if you choose to accept it is to find a new way to get out of debt.  Jay over at Dumb Little Man has some great tips on how to get out of debt.  My favorite ones are:

Create rewards – We have a bill we are trying to pay off.  Our reward is to look at minivans when that bill is paid off.  Until then, we won’t let ourselves look too hard.
Stop using credit cards – This is a big one.  I don’t even have one.  MY DH is the …read more

There seems to be a great debate on whether you should give your stuff to the local consignment sale to sell or have a yard sale. I thought I would try out the local consignment shop that I love to go to to see how it compared. I gave them a sling that didn’t fit me to sell. I got $5 for it and they had it on the rack for $15. I got more than what I thought I would get for it but still, they are making a killing on it. So here are the pros and cons …read more

I told you this morning about a coupon I got for Children’s place.  I got the coupon from a forum off the mommysavers site.  It is a great site to get updates and coupons and talk to other mommies.  Thanks to Al Gore and his invention, the Internet <wink … wink>, we can take advantage of all the savings that everyone else finds and use them as well.  Angie over at baby cheapskate is another great source for good sales.  The lady is a saving machine and I admire her tremendously when it comes to finding coupon codes and great …read more

Over the past 2 weeks, I have told you about 2 thrifty challenges I have overcome.  The first one was that I took out the coupons of the boxes of Kaboom that I bought before I bought them so that I could use the coupons inside.  It was the last day and I was going to use the coupons anyway.  The second one was that I drove all around town, enlisted the help of my friends (they already knew I was cheap and crazy), and saved a ton of money on the paint I wanted to use.   You could only …read more

My dad has a beautiful plant on his back yard. He keeps promising me that no one can kill it. We will see about that. I will let you know how mine survives the wilderness in a few months. But I digress. I want to plant it along the outskirts of my yard as a boundary of sorts. The plant is called a wandering Jew plant and is absolutely beautiful. I hope it works well and doesn’t get eaten by the wildlife around my house.
Your frugal challenge for Saturday is to be patient with your plants. I intend to buy …read more

I know that without a shadow of a doubt, if my DH goes to the grocery store any way but on a full stomach, he spends way more than needed.  So the Frugal Challenge for Saturday is to plan your shopping trips.  Here are some tips to save money while shoppingl.

Never go to the grocery store hungry.
Plan a list and stick to it.
Keep your eyes above eye level.  The impulsive buying items are strategically placed at eye level.  And don’t be fooled.  That is not just for the check out isle either.
Look down to the lowest level in the grocery …read more

My goal when buying my kids their clothes is to not spend more than $3.50 on any given summer outfit.  I have splurged a little this year and have averaged $4/outfit just because I haven’t had much to choose from this year.  My challenge to you is to do your homework and keep under a certain budget for clothes.  Utilize yard sales and consignment shops as much as possible.  The other single greatest blessing I have found is hand-me-downs.  Parents, this does not count towards your average so don’t get excited.  The challenge is to pick a price that you …read more

I am loving the frugal Saturday challenge.  Are you?  I got an email from the Flyladies this week about doing a 27 fling boogie.  These have become very liberating to me.  A 27 fling boogie is a periodic surprise email that tells you to go throughout your home or a specific room and throw away 27 pieces of junk that you have accumulated.  This keeps your house form getting cluttered.  It is a great way to keep that junk mail from piling up because each piece counts towards the 27 fling boogie.  Well this week we got an email for …read more