Look for pre-Christmas 50% off sales - Craft stores such as Michael’s, AC Moore, and Hobby Lobby frequently have select merchandise 50% off before the actual holiday.  The sales change each week, so be sure to keep a watchful eye on sales papers or better yet, sign up for their emails.

Use coupons - Some stores have online printable coupons or coupons in the Sunday paper.  Again, it’s important to sign up for emails from stores.  This is usually where you’ll score the good printables.  Also, check coupons.com.  A few weeks ago, I was able to get a $5 coupon off Mr. Potato Head.  Using the coupon, I only paid $.99 for the toy.

Shop after Christmas sales - This tip isn’t going to help you now, but it’s a great money saving tip.  Each year, I try to put aside a little bit of money so that I can add to my collection.  Some years I buy things for my village and other years I purchase things for my tree.  Now that we have our own home, I’d like to buy a few things for the yard.

Look on Craigslist and Freecycle - Sign up for email alerts for Craiglist and Freecycle postings in your area.  Many times during the holidays, people use time off from work to sort through things and get rid of things they don’t need.  You can also post a wanted ad.

Make your own - There are so many cute ideas out there for making your own decorations.  Martha Stewart and Better Homes & Gardens always have such great suggestions.  There are many other sites out there as well.

Look at dollar stores - Over the years, I have found some nice ornaments and decorations (including Hallmark ornaments) in Dollar Tree.  Things can sometimes be a bit junkier than in times past, but occasionally you can still find some treasures in there.

Put it on your Christmas wish list - When your family and friends ask what you want for Christmas, be sure to tell them some Christmas decorations.  You might want to be specific though, so that you don’t end up with something hideous.

Be content - Realize that it’s not reasonable to have everything at one time.  It takes years to accumulate the things you want.  Be happy with what you have, try not to covet other people’s things, and have a simple and happy time.

What tips do you have for saving money on Christmas decorations?

image sxc

Post from: Thrifty Mommy

1)  Commit to eating all of your meals at home for the next two weeks.  No more last minute eating out; no more trips through the drive-thru.

2)  Plan your meals for the week.  Look through the sales flyers, look in your pantry and freezer.  Plan your meals according to what is on sale and what you already have.

3)  Take a snack and a drink with you.  Whenever we leave the house, we usually take a container of ice water and a snack.  Many times we are out of the house longer than anticipated.  It’s good to be prepared in order to avoid pulling over at the drive-thru or gas station.

4)  Make your own coffee.  Coffee is one of my weaknesses.  The problem is my favorite coffee drink costs over $4.  I have learned to make my own at home.

5)  Look for inexpensive entertainment.  Forget going to the movies and other expensive outings.  Have a family game night or rent a movie from redbox.  Check out your local city’s website for free and low cost activities.

What ways can you cut your expenses?

image sxc.hu

Post from: Thrifty Mommy

Wear your black clothing more than once. If you’re wearing your black clothing to church or if you’re working in an office building, then you can probably get away with wearing them several times before laundering.  Sometimes I take a damp washcloth and brush off any dirt or other marks.

Wash them inside out. This will prevent the fabric from being damaged and from losing it’s color.

Use the gentle cycle. If possible, wash your black clothing on the gentle cycle or hand wash it.  The more agitation the garment receives in the wash cycle, the more color it loses.

Wash in cold water. This keeps the color from running and fading.

Use special detergent. There is detergent available that’s specially formulated for dark clothing.

If your black clothing does fade, try this tip – Wash the black solid garments with black Rit dye.  I have done this with some of my black clothing to help freshen it up and make it look newer.

What tips do you have to keep your black clothing from fading?

image sxc

Post from: Thrifty Mommy

Finding a place for everything is definitely a challenge.  Another challenge we have faced is affording the organization supplies that we need. Here are some tips for saving.

1)  Plan out your purchases.  This month we bought closet organizers.  Next month, I’m hoping to purchase some shelving for one of the closets.  An extra $30 doesn’t hit as hard as the $150 you’d like to spend.

2)  Improvise until you can afford what you want.  The first month in our home, we knew that we couldn’t spare the extra money for closet organizers.  Our master bedroom closet is pretty large and had nothing in it.  For the first six weeks, we put our clothes in the hall closet and only unpacked essential clothing items.  Now we have two closet organizing systems in our closet and can utilize our hall closet for other things.

3)  Plan before you buy.  So many times we see a cool gadget or organizer in the store and we impulsively purchase it.  Instead of doing this, think about your needs and what you have to store.  Take measurements for the space you have.  Be sure you’re not stuck with an expensive gizmo that is useless to you.

4)  Get a second opinion.  Sometimes it’s best to tell or show your friends your storage problems.  They might be able to suggest something you hadn’t thought about or better yet, they might have something to give you that they no longer need.

5)  Search yard sales, Craigslist, and Freecycle.  These are free and inexpensive ways to get the things you need.  Place a wanted ad on Freecycle and Craigslist or search the ads already there.

What tips do you have to save money on organization?

image sxc.hu

Post from: Thrifty Mommy

1)  Grow your own.  Growing your own can help to drastically cut your food bill.  As an added bonus, you get to control the use of fertilizers and pesticides. 

2)  Can and freeze for the winter months.  Many people plan a large garden so that they will have enough to can and freeze for future months.  These come in handy for soups, casseroles and crock pot meals.

3)  Buy in-season produce.  I am more likely to buy cucumbers, tomatoes, and other produce when they’re at seasonal low prices.  When tomatoes are $.99/lb I’ll plan to make pico de gallo, tomato casserole, and other dishes that use tomatoes.  When they’re $3.99, I find something else to make that’s less expensive.

4)  Buy locally.  Last week I was thrilled when I stopped at the farmer’s market and found squash and zucchini for $.19/lb and sweet potatoes for $.29/lb.  I walked out with two large bags of produce for only $2.97.

5)  Properly store the vegetables.  Some vegetables like to be stored in air tight containers.  Storing vegetables the proper ways lengthens their lifespan. 

You might also like 10 ways to eat more fruits and vegetables.

What ways do you save money on vegetables?

image sxc.hu

Post from: Thrifty Mommy

1.  Borrow books from friends. Of course, be willing to let them borrow your books too.

2.  Shop yard sales and thrift stores. Sometimes you can find some great deals in those stores.  Once while shopping at Good Will, I found a bunch of Scholastic books and some curriculum.  It was obvious that a teacher had donated it all.

3.  Shop online. I’m thinking Craigslist, Ebay, and Amazon.  Of course, there are other sites.

4.  Visit the library. The library may not have every book you ever wanted, but the computer database they have allows you to search other libraries in the area.  If another local branch has the book they can put it on hold for you.

5.  Try a book swap. A local business that I used to frequent had a small book exchange inside.  You could swap books without any money spend or commitment.  If nothing like this is around in your area, perhaps you could organize something at your home with friends or for the public at a community center.

6.  Shop at book exchange stores. These are stores that sale mostly used books.  You can buy, sell, or trade.

7.  Order in bulk. If you’re part of a book club, see if you club can order in bulk.  Sometimes you can save 50% or more on your books this way.

8.  Be realistic about what you purchase. How many times have you bought a book and then never read it?  I know I’ve done this a few times.  Be realistic and save money.

9.  Shop at warehouse stores. Stores such as Sam’s Club, BJs, and Costco can offer great savings on books because they buy such a large quantity.

10.  Get the download. Many books are available online for download as a much lower price.  The downfall is there is no hard copy, but some people like that option.

What ways do you save money on books?

image nkzs at sxc.hu

Post from: Thrifty Mommy

1) Shop sales and use coupons. During this time of year, you might see holidays items on sale. If you see the cocktail weenies on sale buy 1 get 1 free, go ahead and purchase enough for your party rather than paying full price later. Of course, make sure they’ll still be in date.

2) Have a potluck or cook off. Have a soup party or chili cook off. Award a prize to the winner.

3)  Borrow decorations and glassware.  Some of your friends and family may have a punch bowl, hurricane lanterns, greenery, and other items you can use.

4)  Serve inexpensive foods.  Rather than paying high prices for expensive finger foods, have a simple inexpensive meal.  Something with pasta is usually inexpensive.  You can also make cakes, brownies, and cookies for little cost.

5)  Make your own invitations.  You can make your own invitations using card stock.  Also, check discount stores for bargains on premade invitations.  If you feel it’s ok to go paper-free, you can email the invites.

What ways do you save while entertaining?

image sxc.hu

Post from: Thrifty Mommy

There are some ways to make sure you get your rebate money.

1)  Make copies of everything before you send it in. My husband and I always make a copy of all of the paperwork.  This includes the papers we filled out, the receipt, UPC, and any other information that we send in.  We also write the date mailed on top of the paperwork and file it away.

2)  Follow the instructions. Follow the exact instructions on the rebate, no matter how silly they sound.  Be sure to include the original receipt (if stated on the form), completed paperwork, any labels or UPC labels specified.

3)  Mail the paperwork immediately. This is one of the major causes of unclaimed rebates.  We get home, open up our new gadgets, and forget to send off the rebate before it expires.  Send it off immediately!

4)  Check your mail carefully. Many times rebates come in an envelope that looks a lot like junk mail.  I have almost thrown out some rebate checks.  Be careful.

5)  Put a reminder on your calendar. It’s easy to forget about the money that’s due to you.  If the rebate says to expect your money in 6-8 weeks, then be sure to mark it on your calendar around that time.  That way you’ll be sure to follow up if you haven’t received your rebate back in time.

Have you ever had any problems collecting money from rebates?

image sxc.hu

Post from: Thrifty Mommy

Penny Saving Household Helper: Five Hundred Little Ways to Save Big is just a tiny little hardcover book;  4-1/2 x 6 in (it’ll fit right in a stocking!) but is packed full with over 500 tips for saving money throughout the home and garden all year long. There are many nice tips for saving money when cooking, stocking the pantry, cleaning, energy use, beauty, and fashion, entertainment, the holidays, and more.

I like that this book had a fairly eco-friendly flavor to it as well with tips on natural and inexpensive cleaners and using rags instead of paper towels. Plus there were plenty of other green-minded reuse tips throughout.

The book doesn’t even need wrapping because it’s pretty cute as is. The cover is a minty green with copper colored foil-stamp-like label. The inside is pretty too with dark chocolate font instead of black – a nice switch and cool vintage style line drawings. The Chronicle Books website says that the book has a cloth cover which may be a misprint because the one I got does not, but the inside tips is what you’re after anyhow.

SAMPLE TIPS:

• Make rice pudding with leftover rice by adding butter, cinnamon, sugar, and milk.
• Don’t separate your bananas from one another until you plan to eat them – they last longer in a bunch.
• Treating the feet of your furniture with furniture wax will protect wood floors from scratches.
• Your baseball glove will stay free of cracks and keep its shape when stored with a ball in its palm.

The only downside is that a super saver won’t find as many new tips as a newbie. There was some new info to me, but I had seen many of these tips before. That’s not a huge deal though. I still learned some new tricks and these tips would be perfect for a new college graduate or newlyweds or someone who needs big time help learning to save money.

Learn more: Penny Saving Household Helper: Five Hundred Little Ways to Save Big.

[image via Chronicle Books]

Post from: Thrifty Mommy

To be fair, the things you can do with broken crayons are pretty cool. One of my favorites is to put the bits into a muffin tin and cook them in the oven to make crayon cupcakes, which are super easy for young children to use. However, collecting crayon bits and taking them home from work was going a bit far.

Want to make me feel better? Share your too frugal tale.

Post from: Thrifty Mommy